* {
  padding: 0;
  margin: 0;
}

body {
background-color: #ffffff;
}

h1{
   font-family: Arial, Helvetica, sans-serif;
   font-size: xx-large;
   font-weight: bold;
   color: #000066;
   border-bottom: 10px solid red;
}

p{
   line-height: 16px;
   margin-top: 20px;
   text-indent: 4%;
}

ul#navlist
{
margin-left: 0;
padding-left: 0;
 font-size: large;
white-space: nowrap;
}

#navlist li
{
display: inline;
list-style-type: none;
}

#navlist a { padding: 3px 10px; }

#navlist a:link, #navlist a:visited
{
color: #fff;
background-color: #036;
text-decoration: none;
}

#navlist a:hover
{
color: #fff;
background-color: #369;
text-decoration: none;
}

#leftcolumn {
   background-color: #ffff00;
   float: left;
   width: 20%;
   padding: 10px;
   margin: 0;   
} 

#middlecolumn {
   
   float: left;
   padding: 10px;
   width: 36%;
   
}

#rightcolumn {
   
   float: right;
   clear: right;
   width: 36%;
   padding: 10px;
}


#footer {
   clear: both;
   
   background-color: #ddddff;
   border-top: 10px solid red;
   font: 70% Arial, Helvetica, sans-serif;
}